BITOQU Journal

The BITOQU Journal

Clear, practical guidance for private buyers, investors and family offices looking at property in Dubai and Abu Dhabi. Facts and process, not sales talk.

Downtown Dubai skyline with the Burj Khalifa at dusk

October 24, 2026

Buying property in Dubai as a foreigner

Freehold areas, resident vs non-resident, the documents and the exact sequence from offer to Title Deed.

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Business Bay and the Burj Khalifa reflected in the water at night

October 24, 2026

The full cost of buying in Dubai

DLD transfer, trustee and title fees, agency commission, NOC and mortgage costs, with an illustrative worked example.

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A residential tower under construction with the Dubai skyline beyond

October 24, 2026

Off-plan vs ready property in Dubai

Timing, payment plans, inspection, construction risk and resale terms, compared for living, letting and resale.

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Aerial view of apartment towers and the marina in Dubai

October 24, 2026

Where to buy an apartment in Dubai

Downtown, Marina, Creek Harbour, Dubai Hills and Palm Jumeirah compared for apartment buyers, with a decision matrix.

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View over a Dubai marina and skyline from a residence

October 24, 2026

Rental yield and net return in Dubai

Gross vs net yield, the costs that reduce it, the formulas, and an illustrative base and adverse-case calculation.

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A residential tower on the Dubai marina at golden hour

October 24, 2026

Dubai service charges, explained

What they pay for, how to check them on the official index, and how a few dirhams per square foot change your net return.

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Dubai Creek Harbour waterfront at sunset with the skyline beyond

October 24, 2026

Golden Visa through Dubai property

The AED 2 million threshold, off-plan and mortgaged properties, combining titles, family, and what to verify before you deposit.

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Villa under redevelopment in an established Dubai community

October 24, 2026

Choosing a villa to renovate in Dubai

Condition and systems, the plot, extension rights, approvals, a contingency budget and how to judge resale potential.

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Towers under construction in Dubai at sunset

October 24, 2026

Checking a Dubai developer and off-plan project

Project and developer registration, escrow, Oqood, construction status and the contract questions to ask before you pay.

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Waterfront residential towers on a Dubai marina at dusk

October 24, 2026

Mortgages in Dubai for non-residents

Loan-to-value limits, income proof, the valuation gap, costs not financed, and the documents and sequence before you commit.

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